STEP 1. Tell the system what affiliate products you want to promote STEP 2. Add some push button traffic (this LITERALLY takes 2 minutes) STEP 3. Watch the system grow your list and sell your affiliate products for you!
Ever wish you could install “2 copies” of the eBay app on your phone so that you wouldn’t have to keep logging in and logging out to check your two eBay stores? WELL, YOU CAN’T. But, you can do this!
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In this video, we need to talk about why you definitely want to avoid investing in Target Date Retirement Funds if you’re working towards Financial Independence.
All a target date fund is is an investment vehicle that automatically puts your money into a mix of stocks and bonds based on the year you plan to retire. Think of a target date retirement fund like a fund of funds because instead of directly holding individual stocks and bonds, they’ll just go out and buy different indexes that already hold those investments. As time goes on the fund will automatically adjust your stock and bond allocation as you move closer to the specified retirement date. This is sometimes referred to as a glide path because you’re most likely going to be investing differently when you’re 40 years from retirement compared to when you’re 5 years from retirement.
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Target Date Funds have become so popular over the years because they’re an extremely easy way to invest for retirement. All you have to do is choose the year you plan to retire then the fund will handle investing your money and change the allocation between stocks / bonds as you move closer to that date. Although it’s not difficult if you take the time to educate yourself, knowing what type of allocation to use can be a little overwhelming at first. I’ll admit that a TDF is helpful in this way.
401k providers have also started using a Target Date Retirement Fund as the default investment option if one of their employees doesn’t log into their account to set everything up. I suppose this is better than just having the money sit in the account without being invested.
While there are a few things that are good about a Target Date Fund, it’s definitely a sub-par investment option…especially for someone pursuing Financial Independence.
A couple of the downsides that we’ll touch on in more detail are:
1. Target Date Funds only take into account the end goal without knowing where an investor is currently at. If someone happens to be behind with their investing goals then this type of investment could turn out to hurt more than it helps.
2. The bond allocation for a target date retirement fund is too high in the younger years and rapidly increases way too quickly as time goes on.
3. More expensive than it needs to be. You’re paying a premium for an investment that doesn’t take into account your specific needs.
4. The worst investment to put into a taxable brokerage account
Affiliate Disclaimer: Some of the above may be affiliate links. Support the channel by signing up or purchasing through those links at no additional cost to you. I appreciate you for helping me keep this channel running
Disclaimer: This video is for entertainment purposes only. Everyone’s situation is different so do your own research before making any decisions with your money. If you need help then contact a Certified Financial Fiduciary before trying anything that is mentioned in this video. I prefer a Fiduciary financial advisor that charges an hourly fee as opposed to an ongoing fee based on a % of your portfolio. Always remember that incentives determine the type of advice they give you so one that charges an hourly fee is less likely to be problematic.
Best Selling Author Kedma Ough chats Target Funding on Nationally Syndicated Daytime TV w Cyndi Edwards.
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➡️ How To Convert an LLC Into an S Corporation: https://youtu.be/vwt5cK3lPb0
➡️ Unpaid Taxes – How Does The IRS Collect Past Due Taxes?: https://youtu.be/shNM8I8yEio
➡️ 2023 Tax Changes in Detail: https://youtu.be/EzcGMEOB8VA
➡️ S Corporation: Save Money on Self Employment Taxes: https://youtu.be/p_J7k17mh7M
➡️ Cash App Taxes 2022: https://youtu.be/kCgyFkwzCPA
➡️ IRS Audit Red Flags: https://youtu.be/j0US8kkbWD0
➡️ How Is Ordinary Income Taxed?: https://youtu.be/beaOWEus7T8
➡️ Unrealized Gains Explained: https://youtu.be/9X8uzpdtgtI
➡️ Capital Gains Explained: https://youtu.be/YYROyZDuhlY
➡️ Top 7 Questions To Ask Your CPA: https://youtu.be/bA79n0m-CbA
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Disclaimers: The information provided on this channel should not be construed or relied on as professional advice for any specific fact or circumstance. This channel and its content are designed for entertainment and information purposes only. The content available is created to provide a general overview of a topic and is not a substitute for professional services. Always seek the advice of a finance or a legal professional that would take into account your specific circumstances. Opinions expressed are solely my own. Only publicly available information has been used. Video Rating: / 5
This video shares a range of top tips for Newly Qualified Teachers (NQTs) based on my experience of teaching in the past and the lessons that I’ve learned.
In this video, teachers from around the World share 7 tips for those who are about to embark on their first year of teaching. The first year of being a newly qualified teacher (NQT) can be daunting but if this video supports one person out there, that makes our collective efforts worth it.
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See my teaching playlist here:
Videos For NQTs/ Student teachers
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All songs used are Non-copyrighted. I do not hold the rights to these tracks but credit is given below:
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I bought 100 RANDOM 35MM FILM SLIDES from eBay! I decided to scan a few of them to see what was on them and there is A LOT more to these shots than I could have ever imagined!
Here, some current Master’s students take you through what funding options are available.
All options in the video are described in more detail on the UCL website: https://www.ucl.ac.uk/students/funding/fund-your-studies/postgraduate-taught Video Rating: / 5
Hi all, its your treasured UCL PhD student explaining how to fund a PhD (main pathways). This includes: Research councils, Student finance (loans), University studentships, Charities and Industry funds.
My journey of what I applied for (6:50) is specific to psychiatry/psychology/neuroscience/mental health.
Comment below if you have any questions or ideas on what I should talk about next!
00:00 Intro
0:35 Research councils I applied for
0:49 Research councils summary
2:47 Student finance (loans) summary
3:16 University studentship summary
5:17 Charities and trusts summary
6:16 Industry funding summary
6:50 My funding journey
7:22 Conclusions
General funding options: https://www.findaphd.com/funding/guides/phd-funding-guide.aspx
Charity funding: https://www.findaphd.com/funding/guides/phd-funding-charities.aspx
Research council funding: https://www.findaphd.com/funding/guides/research-council-studentships.aspx
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Call Now and We Can Help You Get Paid (888) 444-4727 Video Rating: / 5
The teacher interview process can be stressful, especially if you have zero teaching experience. However, you’re part of this community, and you’ve been watching videos on classroom management, assessments, standards, and more.
Check out my new teacher interview course here: https://kathleenjasper.com/products/teacher-interview-course
Try your best to weave in these 4 topics when you are talking to the principal or interview team:
– I have a plan for procedures and routines in my classroom.
– I will use the standards to plan my instruction.
– I will differentiate instruction to meet the needs of all students, especially those who struggle.
– I will use data to make instructional decisions.
Now let’s explore ways in which you can discuss these topics without sounding like a robot or like someone who is regurgitating what you have read on the internet.
Classroom Management – https://youtu.be/lAlMJ7mYy_I
Standards Alignement – https://youtu.be/FShn_six1-w
Differentiated Instruction – https://youtu.be/faMg5dMkTZQ
Data-Drive Decisions – https://youtu.be/2U_syfhNN64
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Ever wondered what it’s like to teach English in rural, countryside Japan? Join me on a journey through a typical day, from morning walks to my usual classroom experiences. Get ready for a glimpse into the unique life of an English teacher in the heart of Japan’s countryside.
Thank you for supporting my channel. I have been drinking a lot of coffee making these videos! If you would like to do more to help me keep creating content here is my Ko-fi link: https://ko-fi.com/chanijapan
@ChaniJapan
#akiya #livinginjapan #japan #englishteacher
Having taught English in Japan for 3 years with 2,000 hours of classroom experience, I take a look at the highs and lows that come with the job, including my most awkward moment with a student.
► WEEKLY Podcast: http://hyperurl.co/nhgr30
► BEHIND the scenes Patreon: https://goo.gl/NWEoQm
Yes, you can have 2 PayPal accounts. When you are doing business in two countries – you have to have 2 PayPal accounts. These 2 PayPal accounts will use two different currencies and PayPal will report them to appropriate tax agencies. In fact it is recommended by PayPal to have 2 separate accounts. If you want to have 2 separate accounts in one country – you can open a personal PayPal account and business PayPal accounts.
But, having 2 personal accounts is against PayPal policies. Video Rating: / 5
